Tuesday, October 12, 2010

Early Planning for Future Home Buyers

Brought to you by

Your Fort Collins Foreclosure Experts

Rob Kittle & The Kittle Team







Plan ahead and know what it takes for you to buy your own home for the first time.




KNOW WHERE YOU WANT TO LIVE. The possibilities are endless and knowing where to settle is a big decision to make taking into consideration business and personal opportunities, chances are you'll one day live in another city or even another state.


ASK ADVICE FROM FAMILY & FRIENDS WITH CONNECTIONS. Even better if they are in the real estate business to give you good information about the cost of housing in the area where you want to live and what it takes to buy a home.

RESEARCH AND READ UP.Do your homework and find as much information as you can on financial management, real estate and buying a home. Take notes. Make a financial plan for yourself.

ESTABLISH / MAINTAIN GOOD CREDIT HABITS & HISTORY.Being responsible and having a good track record make approvals easier and faster.  Invest on getting a credit card using it responsibly. Apply for an automobile loan and pay on time every month. If you're renting, put your own name on the lease and the utility bills and make sure the rent and the bills are paid every month.

SAVE EARLY FOR A DOWN PAYMENT & CLOSING COSTS. Saving early is the most important and because you get the advantage of compounding interest and have a longer period of time to grow your investments. Start saving early and open a savings account or a stock brokerage investment account. Don't forget to make regular deposits.



Brought to you by

Your Fort Collins Foreclosure Experts

Rob Kittle & The Kittle Team





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