Photo Credit to http://www.visitftcollins.com/
Thursday, November 8, 2012
Wednesday, October 31, 2012
Trick or Treat
Trick or Treat
Photo Credit to downtownfortcollins.com
Looking for something to do with your young children on Halloween? Well, you can stop the search… downtown Fort Collins is the place to be! Local business owners are participating in a fun filled event specifically for young children. The event will be held from 10:00am to 1:00 pm. Be sure to arrive at the Old Town Square at 10:00am to receive a special goodie bag for your children to take along with them as they creep up and down the streets. After you kids are sugared up, they can have all ball at the Monster Mash hosted at the Sunset Event Center, where there will be beverages and a “cookie filled dance party.” Sound like fun? It will certainly be an event you won’t want to miss!For more information please follow the link below.
For Event Details Click this Link
Friday, October 26, 2012
FREE Webinar: How to handle your Underwater Home
Rob Kittle and The Kittle Team are committed to providing
alternatives to foreclosure whenever possible.
If you are amongst the thousands of people underwater in your home or
experiencing a financial hardship, we invite you watch this exclusive video to
learn what your options are.
The Underwater Home video is both an emotional and practical
guide for the underwater homeowner. Professor White explains when it makes
financial sense to stay in your underwater home and when it makes sense to get
out. He explains your options and gives you the facts that will empower you to
make the best decision for your family, free from guilt or fear, and with
clarity, confidence and peace of mind.
Brent White is a law professor at the University of Arizona
James E. Rogers College of Law and one of the nation’s leading experts on the
mortgage crisis. His academic work has been widely-covered in the national
media including 60 Minutes, the Wall Street Journal, the Washington Post, and
the New York Times.
Click the link below and enter access code KITTLE2 to view
this empowering video for FREE!
Friday, October 19, 2012
FREE Webinar: How to handle your Underwater Home
Rob Kittle and The Kittle Team are committed to providing alternatives to foreclosure whenever possible. If you are amongst the thousands of people underwater in your home or experiencing a financial hardship, we invite you watch this exclusive video to learn what your options are.
The Underwater Home video is both an emotional and practical guide for the underwater homeowner. Professor White explains when it makes financial sense to stay in your underwater home and when it makes sense to get out. He explains your options and gives you the facts that will empower you to make the best decision for your family, free from guilt or fear, and with clarity, confidence and peace of mind.
Brent White is a law professor at the University of Arizona James E. Rogers College of Law and one of the nation’s leading experts on the mortgage crisis. His academic work has been widely-covered in the national media including 60 Minutes, the Wall Street Journal, the Washington Post, and the New York Times.
Click the link below and enter access code KITTLE2 to view this empowering video for FREE!
www.distressedpropertywebinar.com
The Underwater Home video is both an emotional and practical guide for the underwater homeowner. Professor White explains when it makes financial sense to stay in your underwater home and when it makes sense to get out. He explains your options and gives you the facts that will empower you to make the best decision for your family, free from guilt or fear, and with clarity, confidence and peace of mind.
Brent White is a law professor at the University of Arizona James E. Rogers College of Law and one of the nation’s leading experts on the mortgage crisis. His academic work has been widely-covered in the national media including 60 Minutes, the Wall Street Journal, the Washington Post, and the New York Times.
Click the link below and enter access code KITTLE2 to view this empowering video for FREE!
www.distressedpropertywebinar.com
Tuesday, October 9, 2012
This Strategy Makes Fort Collins Short Sales Easier
Fort Collins CO – I read an interesting book that was written by a former real estate agent. The author, Robert Ringer, talked about persistence and how it helps you be successful.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
He told a story about negotiating a price on a product he was purchasing. The first person he talked to told him that he couldn't buy something in bulk for a certain price.
Rather than argue with her, he instead hung up and called back in. The next person he talked to agreed to sell him the product in bulk for the price he wanted.
He got what he wanted a lot faster and easier than if he had spent time arguing with the first person. He gave another example of trying to change his account info with a phone company.
The first person tells him he needs to print and sign a form. Then, he must have it notarized and mailed to the company. The company will then change the account information.
Does he willingly go along with her? No. Instead, he hung up the phone, called in again, and talked to another rep.
In just a few minutes that rep had changed the information in the computer system. Goal accomplished. So what does this have to do with short sales?
I will use this same strategy when I negotiate your short sale. If the first person won't give us what we want, then I will ask someone else. Now, this can't be use in all stages of the short sale.
But, it can be used to increase our odds of success. Remember, my goal is to help you wipe out the upside down debt, get rid of any tax liability, and keep your credit intact.
I might even be able to get you a $3,000 short sale incentive from your lender. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920. RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob's personal views and do not reflect the views of Keller Williams Realty.
This information on This Strategy Makes Fort Collins Short Sales Easier is provided as a courtesy to our viewers to help them make informed decisions.
Tuesday, September 25, 2012
A List Of Everyone Who Benefits From A Fort Collins Short Sale
Fort Collins CO – First, it benefits the owner of the loan. The owner can be the bank or a third party such as Fannie Mae or Freddie Mac. They are Quasi-Governmental Entities.
The American Taxpayer has bailed them out to the tune of hundreds of millions of dollars and will continue to bail them out for any future losses.
Click here to discover how other sellers successfully did a short sale and avoided foreclosure.
These two entities own about 55-60% of all American Mortgages. So, it is very likely that a short sale benefits not just them, but also every single American Taxpayer.
Two other entities insure another 10-20% of all American Mortgages. Those two entities are FHA and the VA Loan Program. All veterans benefit from a short sale of a VA Loan because it helps reduce losses on the VA Loan Program.
Up until recently many experts speculated that the FHA Loan Program would need a bailout. Fortunately, the program's finances have improved and it looks like it will no longer need a bailout.
But, every short sale that helps the program reduce its losses helps it move further away from a bailout.
I am sure you are asking, "Why does a short sale help a bank reduce its losses compared to a foreclosure?"
The reason is because they get to sell the house at today's price, versus what it will be worth 6-12 months down the road. I just did a comparison and pulled up sold listings.
All of the listings were the similar properties in similar neighborhoods. First, I looked up the average selling price per SQFT of homes that sold in Spring. They sold for an average of $103 a SQFT.
Then, I pulled up homes in the same neighborhoods that sold as REOs in the last 2 months. They are sold for an average of $85 a SQFT. These homes average 1,700 a SQFT. That means a 1,700 REO sold for $30,600 less. Ouch!
The other person that's getting value is the buyer. They get a better deal in today's market than buying a home from someone who is trying to squeeze out every penny.
You, the seller also benefit. You will be eligible to buy another home in 24 months. You have a better chance of getting a job, because many employers check that nowadays.
A short sale is a win - win for everyone involved. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920. RobKittle70@msn.com.
We Specialize, You Benefit
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob's personal views and do not reflect the views of Keller Williams Realty.
This information on A List Of Everyone Who Benefits From A Fort Collins Short Sale is provided as a courtesy to our viewers to help them make informed decisions.
Tuesday, September 18, 2012
Why A Fort Collins Short Sale Is A Better Alternative Than A Deed-In-Lieu Of Foreclosure
Here are the most common myths about a Deed In Lieu.
Common Myth #1: If I do a Deed In Lieu in Gainesville, then I will not owe the lender any more money. A Deed In Lieu is similar to a No Contest Plea.
The judge stops analyzing the foreclosure case and simply schedules the foreclosure auction. Unless otherwise stipulated, the lender still has all the deficiency and future collection rights. They may come after you for the loss.
Common Myth #2. A Deed In Lieu is better for my credit than a foreclosure. I've heard many people say, "A Deed In Lieu is better for your credit because you avoid foreclosure."
It's kind of sad to hear them say it. After you sign all the Deed In Lieu paperwork, then your house will still be sold at a foreclosure auction. Any person can actually bid on the house at the auction.
Common Myth #3: A Deed In Lieu Is easy. This is absolutely not true. The process required a lot of follow up with the lender. Most lenders require you submit all your financial information.
They want to make sure that you genuinely cannot afford the property. The process often takes between 20 and 40 hours over the course of several months.
First, you submit your paperwork. Then, you call your lender to make sure they received your paperwork. Then, you have to wait while they review it.
Then, you have to answer any question or provide more paperwork they request. To me this is insane. Why not just live for free until your lender forecloses?
A Deed In Lieu of foreclosure offers almost zero benefit to you. So why go thru the aggravation?
That is why I always recommend a short sale over a Deed In Lieu. Thinking about a short sale?
I can help you short sale your property and get back on your feet. Send me an e-mail at RobKittle70@msn.com. I will contact you for a free consultation.
When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (970) 690-4920
Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.
Thinking about a loan modification? Our Fort Collins loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.
Thanks for reading this, Rob Kittle.
Rob is a Real Estate The Kittle Team at Keller Williams Realty. Fort Collins Short Sales Realtor:
Phone: (970) 690-4920. RobKittle70@msn.com.
We Specialize, You Benefit!
View My homes for sale at www.RobKittle.com.
Rob Kittle specializes in loan modification assistance and short sales in Fort Collins Colorado. Fort Collins Loan Modification Help, Fort Collins Short Sales. Fort Collins Short Sale Realtor Fort Collins CO Short Sales. Fort Collins Realtor.
Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.
Important Notice
Rob Kittle, Keller Williams Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?
Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.
However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.
We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.
This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.
You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.
The views expressed here are Rob's personal views and do not reflect the views of Keller Williams Realty.
This information on Why A Fort Collins Short Sale Is A Better Alternative Than A Deed-In-Lieu Of Foreclosure is provided as a courtesy to our viewers to help them make informed decisions.
Subscribe to:
Posts (Atom)